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Fast forward
future cashflow
with contract
finance

Speed up cash flow by bringing forward cash
against future recurring revenue.

Get Paid Now
Fast forward future cashflow with
contract finance

Speed up cash flow by bringing forward cash
against future recurring revenue.

Get Paid Now
Or Learn More

Receive funds up front from your
ongoing contracts, licenses or retainers

$10,000 – $1,000,000 | Draw down funds against future revenue | Competitive rates

Bring forward up to 6 months
value of a contract

You can set up your account with us in both SGD and USD currencies.

Facility size up to $1M

Facility size that grows with you. As your business grows, your credit limit increases*

*Subject to credit assessment

Obtain funding up to 80%

We advance up to 80% of the value of the contract

Transparent – only 2 fees

Straightforward fees

  • Transaction fee, a fixed percentage of each invoice funded.
  • Discount fee, a percentage against funds advanced, calculated on a daily basis until the invoice is settled by your customer.

Bring forward up to 6 months value of a contract

You can set up your account with us in both SGD and USD currencies.

Facility size up to $1M

Facility size that grows with you. As your business grows, your credit limit increases*

*Subject to credit assessment

Obtain funding up to 80%

We advance up to 80% of the value of the contract

Transparent – only 2 fees

Straightforward fees

  • Transaction fee, a fixed percentage of each invoice funded.
  • Discount fee, a percentage against funds advanced, calculated on a daily basis until the invoice is settled by your customer.
Get A Free Quote
Getting a quote is free and there are no obligations.
It does not impact your business credit score.

Get started with us, no obligations

Looking to find out whether invoice finance is suitable for your business?
  • Apply online in 10 minutes

    Tell us about your business via our online platform or simply connect your Xero account and we will do the rest

     

  • Approval within 48 hours
    Credit assessment and outcome will be available within 48 hours. There is no application fee and no obligation to draw down funds
  • Submit your invoice for funding
    Once approved, your business can start to get funds by submitting invoices and supporting documents via our online platform.
  • Funds in your account within 24 hours
    Once invoice is verified, funds will be transferred to your bank account.
Apply Now

Invoice calculator

Use our calculator to see how much it would cost to finance your invoice with us.
Loan Fee Calculator

How much do you have in
outstanding invoices?

Current total value of your accounts receivable

How much would you like to draw
down each month?

Average monthly funding amount

$10000

Easy and simple contract finance

Take control of your cashflow today.
Contract finance is most suited for businesses who operate in but not limited to IT consultancy, cleaning, media, IT facilities management, PR, market research or subscription services.
Get Started

Is contract finance right for you?

A contract finance facility is generally available to businesses that meet the following criteria and is subject to approval.
  • You have a limited company or LLP based in Singapore
  • You have been operating for 2 years or longer
  • You have a minimum turnover of $300,000 p.a.
  • You have contracts with customers with minimum turnover of $20M p.a.
  • You have at least 6 months of trading history with the customer

Frequently asked questions

What is invoice financing?

Invoice financing is a short term financing solution which allows businesses to draw down cash against outstanding sales invoices.

What type of invoice financing does InvoiceInterchange provide?
We provide invoice discounting service to our SMEs – both selective invoice discounting (only sell when they need to) or the whole turn over invoice discounting depending on SMEs’ needs. We also offer confidential invoice discounting, which means that SMEs’ end customers will not be aware that cash has been advanced against sales invoices before payment has been received.
Is InvoiceInterchange regulated by MAS?
At InvoiceInterchange, we facilitate the sale and purchase of trade receivables between sellers and purchasers and do not lend money to companies. In addition, trade receivables are not classified as securities and we are therefore not impacted by MAS’ Securities-based crowdfunding regulations.
Can any company sell their invoices on InvoiceInterchange?
No, new SMEs must first pass InvoiceInterchange’s assessment procedures before they are accepted as members of the platform and allowed to begin selling their invoices. For example, SMEs must meet pre-determined minimum criteria and satisfy credit and anti-fraud checks.

If you are unable to find your answer here, please contact us.
We would be happy to discuss any queries with you.

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Take Control of Your
Cashflow today

Apply for free in less than 2 minutes with Xero integration or via our online application form. Boost your business growth with Invoice Finance today.

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