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Grow your
business with
selective invoice
finance

Flexible solution to bridge those funding gaps. Turn your unpaid invoices into cash as and when needed

Get Paid Now
Or Learn More
Grow your business with selective invoice finance

A flexible cash flow solution for your business. Turn your unpaid invoices into cash as and when needed

Get Paid Now
Or Learn More

You decide which invoices to fund
with selective invoice finance

$10,000 – $3,000,000 | Draw down funds against one
or more invoices | Competitive rates

Selective choice

You are free to choose one or multiple invoices to fund.

Facility size up to $3M

Facility size that grows with you. As your business grows, your credit limit increases*

*Subject to credit assessment

Obtain funding up to 90%

We advance up to 90% of your outstanding invoice value.

Transparent – only 2 fees

Straightforward fees

  • Transaction fee, a fixed percentage of each invoice funded.
  • Discount fee, a percentage against funds advanced, calculated on a daily basis until the invoice is settled by your customer.

Funding available in SGD and USD

You can set up your account with us in both SGD and USD currencies.

Selective choice

You are free to choose one or multiple invoices to fund.

Facility size up to $3M

Facility size that grows with you. As your business grows, your credit limit increases*

*Subject to credit assessment

Obtain funding up to 90%

We advance up to 90% of your outstanding invoice value.

Transparent – only 2 fees

Straightforward fees

Transaction fee, a fixed percentage of each invoice funded.

Discount fee, a percentage against funds advanced, calculated on a daily basis until the invoice is settled by your customer.

Funding available in SGD and USD

You can set up your account with us in both SGD and USD currencies.
Get A Free Quote
Getting a quote is free and there are no obligations.
It does not impact your business credit score.

Get started with us, no obligations

Use selective invoice finance to clear your immediate hurdles

  • Apply online in 10 minutes

    Tell us about your business via our online platform or simply connect your Xero account and we will do the rest.

  • Approval within 48 hours

    Credit assessment and outcome within 48 hours. There is no application fee and no obligation to draw down funds.

  • Submit your invoice for funding

    Once approved, you can start to get funds by submitting invoices and supporting documents via our online platform.

  • Funds in your account within 24 hours

    Once invoice is verified, funds are transferred to your bank account.

Apply Now

Just looking around?

Get an estimate fee with just a few clicks
Loan Fee Calculator

How much do you have in
outstanding invoices?

Current total value of your accounts receivable

How much would you like to draw
down each month?

Average monthly funding amount

$10000

Easy and simple invoice finance

Take control of your cashflow today.

Selective invoice finance gives you full flexibility of when and how much to draw down with no contract lock-ins or minimum draw downs.

Easily cover upfront costs or overheads, quickly pay unexpected bills or salaries and flexibly access working capital for growth.

Get Started

Is InvoiceInterchange right for you?

An invoice finance facility is generally available to businesses that meet the following criteria and is subject to approval.
  • You have a limited company or LLP based in Singapore
  • You have been operating for 6 months or longer
  • You have a minimum turnover of $250,000 p.a.
  • Have at least one large customer (e.g. public listed, MNCs, government agencies)

Frequently asked questions

Do I have to include all my customers in the facility?

No, you choose the customers you wish to include in the facility. You then select the invoices you wish to fund, as and when needed.

How is my credit limit calculated?

Your credit limit is determined by the level of funding required for the customer(s) that have been approved for inclusion in the facility. We will be in touch to discuss the appropriate level of credit during the approval stage.

How do repayments work?

Your funding balance is repaid as your nominated customers pay their invoices. 

Do my customers have to change the account they pay to?

This depends on the type of product you have. Your customers will either pay into our controlled bank account or we will set up a new account in your name and your customers will pay into that. An InvoiceInterchange team member will explain this to you when setting up your account. 

If you are unable to find your answer here, please contact us.
We would be happy to discuss any queries with you.

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Take Control of Your
Cashflow today

Apply for free in less than 2 minutes with Xero integration or via our online application form. Boost your business growth with Invoice Finance today.

Get Started