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Integration with Xero

Connect your Xero account to receive an indicative offer within minutes. Enjoy fast set up and a smooth process to manage your company’s on-going funding drawdowns. 

Let’s connect and go!

Xero InvoiceInterchange Factoring Solution

Invoice finance

With InvoiceInterchange, you can draw down up to 90%
of the value of your outstanding invoices. Helping your
businesses with cashflow management.

So stop waiting and get paid today with us

Simple invoice finance with Xero integration 

Easy onboarding

Faster credit decisions with no paperwork. You’ll receive an indicative offer within minutes, with no obligation to continue.

Quick funding drawdowns

Import your invoices directly from Xero, allowing you to drawdown funds with a few clicks of a button.


You decide

You select the invoices to fund and how much. You choose the term that works best for your business.


Automate your Xero journal postings for the invoices you fund.  


To save you time, we are fully integrated with Xero.

This means all eligible invoices will be available on the platform for you to select for drawdown. Simply select the invoices you wish to fund and you get paid. It is that easy.

How invoice finance works?

1. Apply
2. Issue invoice
3. Obtain funding
4. Your customer pays and you receive the difference

Get an advance of up to 90% of your invoice value upfront

Funds in your account within 24 hours

No contract lock-ins

How much would it cost?

With InvoiceInterchange, we believe in transparency.
All fees are known upfront prior to each draw down. Most importantly, your business only pays when you use the facility. That means:
  • No set-up fee
  • No exit fee
  • No monthly or annual fees

  • No charge for early payments

Invoice calculator

Use our calculator below to see how much it would cost to finance your invoice with us.

How much do you have in
outstanding invoices?

Current total value of your accounts receivable

How much would you like to draw
down each month?

Average monthly funding amount


Eligibility criteria

You need to have:

  • Singapore incorporated business with at least 6 months of operating history
  • Minimum annual turnover of $250,000
  • Trade with large creditworthy customers. This includes listed companies, MNCs, or government agencies
We will also need:
  • Last 2 years financial statements

  • Last 6 months bank statements

  • Accounts receivable ageing
  • Directors' NOA and CBS report

Frequently asked questions

Why are we integrated with Xero?

We share the same vision of using technology to make finance easier for businesses. The integration will help more businesses make better decisions, improve cash flow and ultimately get paid faster.

What information does InvoiceInterchange access from my Xero account?

InvoiceInterchange reviews the following information for credit decisioning.

  • Financial information
  • Bank transactions
  • Aged Receivables
  • Invoices and Credit Notes

Once you are set up, InvoiceInterchange will retrieve eligible invoices and relevant Credit Notes for you to drawdown funds.

Can InvoiceInterchange post the financing entries to my Xero account?

Yes, you have the option to receive automated journal postings for funds drawdown and repayment transactions. You can also customise the Xero accounts you wish these to be posted to. 

Can I disconnect my Xero account from InvoiceInterchange?

Yes, you can disconnect from our platform at any time, either from your Xero account or via our platform.

Do you share my information with any third parties?

We do not share your data with any third parties.  

If you are unable to find your answer here, please contact us.
We would be happy to discuss any queries with you.

Where invoice finance meets
business cashflow needs

Find out more about how invoice finance can support your business funding needs.

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Take Control of Your
Cashflow today

Apply for free in less than 2 minutes with Xero integration or via our online application form. Boost your business growth with Invoice Finance today.